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The insurance adjuster is pressuring me to accept a settlement for my Tennesee motorcycle accident. What should I do?

Insurance adjusters can be pushy. It is their job to get you to accept as little money as possible so that the insurance company can maximize its profits. To do that, the insurance company may:

  • Call you repeatedly
  • Seem sympathetic to your injuries and try to convince you of the benefits of a quick settlement
  • Talk about how difficult it will be to get a fair settlement if you don’t act quickly

Pressure from the insurance company is often overwhelming and intrusive. When you are hurt, you need to focus on trying to recover from your motorcycle accident injuries. It’s best to let your attorney handle the insurance company.

What You Risk by Accepting an Early Settlement

The insurance company is going to require you to sign a settlement agreement before you get any settlement money. That agreement will include specific provisions that prevent you from seeking additional compensation for your motorcycle accident injuries in the future. 

If your injuries turn out to be worse than you expected, if you are out of work for longer than expected, or even if you suffer life-long injuries, you will not recover any additional money from the insurance company or the driver who caused your motorcycle accident. Therefore, you must know the full extent of your injuries before you agree to settle your case.

How to Protect Yourself From Insurance Company Pressure to Settle a Motorcycle Accident Claim

You should hold off on settling your claim until you know what your fair recovery should include, but you don’t want to keep talking to the insurance company while your claim is pending. Instead, you should direct the insurance adjuster to communicate with your motorcycle accident injury lawyer. 

Your attorney knows what games the insurance adjuster is trying to play and will make sure that all of your rights are protected, and you will not have to deal with insurance company pressure. 

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