Should I talk with the insurance company after my loved one's wrongful death in Tennessee?
If your loved one has recently passed away following a car accident, medical malpractice, or another type of wrongful death, you can expect to be contacted by an insurance adjuster for the party at fault. You are not legally required to speak with this individual. In fact, it’s in your best interest to request that all communication be handled through your attorney.
The Insurance Company Doesn’t Have Your Best Interests at Heart
Insurance adjusters will seem friendly, helpful, and polite. They’re getting paid to act that way. Their goal is to convince you to settle quickly for less than you deserve so they can protect the company’s profit margins. They aren’t interested in making sure your future needs will be met.
It’s impossible for a layperson to properly evaluate what a wrongful death claim is worth. The value of your loved one’s lost wages, as well as your own pain and suffering and the loss of your loved one’s care and companionship, isn’t going to be immediately apparent. You need to consult an attorney to make sure a settlement is fair.
Your Words Will Be Misinterpreted
In your time of grief, emotions are running high and you’re not thinking clearly. You may get confused about facts or make statements that can easily be misinterpreted. The insurance adjuster will capitalize on this to try to minimize the company’s liability for the accident that took your loved one’s life.
Asking leading questions and throwing around terms such as “comparative negligence” or “assumption of risk” is a tactic designed to take advantage of your grief and get you to doubt your right to compensation. Working with an experienced wrongful death attorney prevents this emotional manipulation.
You Deserve to Focus on Healing
After the death of a loved one, your first priority should be tending to the needs of your family and giving yourself the time you need to process your loss. You don’t need the added stress and anxiety an insurance adjuster will bring.
Did Your Loved One Die Due to the Negligence of Others?
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