Should I talk with the insurance company after my loved one's wrongful death in Tennessee?

If your loved one has recently passed away following a car accident or another type of wrongful death, you can expect to be contacted by an insurance adjuster for the party at fault. You are not legally required to speak with this individual. In fact, it’s in your best interest to request that all communication be handled through your attorney.

The Insurance Company Doesn’t Have Your Best Interests at Heart

Insurance adjusters will seem friendly, helpful, and polite. They’re getting paid to act that way. Their goal is to convince you to settle quickly for less than you deserve so they can protect the company’s profit margins. They aren’t interested in making sure your future needs will be met.

It’s impossible for a layperson to properly evaluate what a wrongful death claim is worth. The value of your loved one’s lost wages, as well as your own pain and suffering and the loss of your loved one’s care and companionship, isn’t going to be immediately apparent. You need to consult an attorney to make sure a settlement is fair.

Your Words Will Be Misinterpreted

In your time of grief, emotions are running high and you’re not thinking clearly. You may get confused about facts or make statements that can easily be misinterpreted. The insurance adjuster will capitalize on this to try to minimize the company’s liability for the accident that took your loved one’s life.

Asking leading questions and throwing around terms such as “comparative negligence” or “assumption of risk” is a tactic designed to take advantage of your grief and get you to doubt your right to compensation. Working with an experienced wrongful death attorney prevents this emotional manipulation.

You Deserve to Focus on Healing

After the death of a loved one, your first priority should be tending to the needs of your family and giving yourself the time you need to process your loss. You don’t need the added stress and anxiety an insurance adjuster will bring.

Did Your Loved One Die Due to the Negligence of Others?

When you’re trying to heal after such a devastating loss, the complications of a wrongful death lawsuit can be overwhelming. Put your trust into an experienced legal team that will help your family recover. Weir & Kestner Injury Attorneys offer compassionate, knowledgeable guidance and focus on providing the best possible representation to victims of negligent acts.

Contact us online or call our office directly at 615.220.4180 to schedule your free consultation. We’ll arrange a time to meet with you at one of our offices in Smyrna, Nashville, Murfreesboro or Chattanooga—whichever location is most convenient for you.

by Tony Kestner

Helping personal injury victims win their case and lose their stress.

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