After a car accident, the question of how to manage medical bills looms large, adding stress to an already difficult situation. Understanding the avenues for covering these costs is crucial in Tennessee, as it can significantly impact your financial well-being and recovery process.

Keep reading to learn more from our skilled Nashville car accident lawyers, then call (615) 220-4180 to schedule your free case consultation.

Key steps to address medical bills post-accident

Explore your insurance options

While Tennessee doesn’t recognize Personal Injury Protection (PIP), drivers might have Medical Payments (MedPay) coverage. This optional auto insurance component can provide immediate funds to cover medical expenses, regardless of who is at fault. Reviewing your insurance policy to determine if you have this coverage is essential.

Utilize health insurance

Your health insurance is typically the primary resource for handling medical costs after an accident. It’s important to promptly inform your healthcare provider about the accident and coordinate with your insurer to understand the extent of your coverage, including what deductibles and copayments you’re responsible for.

Seeking compensation from the at-fault driver’s insurance

In Tennessee, the responsibility for an accident often falls on the at-fault driver. This means:

• Filing a claim – Your attorney should file a claim against the at-fault driver’s liability insurance to cover your medical expenses.
• Engaging in negotiations – Your attorney will likely negotiate with the at-fault party’s insurance provider. These discussions aim to secure a settlement covering all related medical expenses. Insurance adjusters often try to settle for less, so having a seasoned lawyer can make a significant difference.

When to consider legal action

If the at-fault driver’s insurance company fails to offer a reasonable settlement, pursuing legal action might be necessary. In such cases, Tennessee law supports your right to reclaim all reasonable medical expenses related to the accident through litigation, ensuring you aren’t left bearing the financial burden.

How Weir & Kestner Injury Lawyers supports you

Weir & Kestner Injury Lawyers specialize in alleviating the burden of medical bills after a car accident. Our approach includes:

• Detailed case review – We thoroughly assess your situation, considering all incurred and anticipated medical costs.
• Skilled negotiation – Our team manages all discussions with insurance companies, advocating for a settlement that truly covers your needs.
• Aggressive litigation – Should negotiations stall, we are fully prepared to take your case to court and fight for the full compensation you deserve.

Take action now and secure your financial recovery

Dealing with medical bills after a car accident can be overwhelming, but you don’t have to navigate it alone. Contact Weir & Kestner Injury Lawyers today for a comprehensive evaluation of your case. Our expertise in managing how medical bills are paid after car accidents in Tennessee ensures that you can focus on your recovery without the added stress of financial uncertainty.

Reach out now and let us take the wheel in securing your financial and physical recovery. Call (615) 220-4180 or contact us online for a free consultation.