Do insurance companies view motorcycle accidents and car wrecks differently?
Many people assume that motorcycles are dangerous vehicles that are ridden by people who like to take risks and are generally irresponsible. These beliefs extend to insurance companies as well, and insurance claim adjusters will often assume that motorcyclists are at fault for their own injuries—regardless of what actually happened in the accident. These deep-seated prejudices are not right, but they certainly exist.
What You Should Know About Filing a Claim After a Motorcycle Accident
Just as with any personal injury claim, you must prove who was at fault for the accident by gathering the appropriate evidence. This can include the following:
- Documentation of the damage to your motorcycle as well as other vehicles involved in the crash
- Physical evidence at the crash site, including skid marks, damage to guard rails or utility poles, and the like
- The police report
- Statements from eyewitnesses
- Security footage or dashcam videos
- Cell phone records
In addition, you will need to collect evidence of your own lack of liability. For example, perhaps there are witness statements that can vouch for the fact that you were driving safely with the flow of traffic when another vehicle swung into your lane and hit you.
An Attorney Can Help You Make a Fair Recovery in Your Motorcycle Accident Case
An experienced accident injury lawyer who regularly represents motorcycle riders understands biker culture and can help overcome the bias. If an insurance company makes a low-ball settlement offer, an experienced lawyer can help ensure you get everything to which you are entitled.
Were You Injured in a Tennessee Motorcycle Accident?
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