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Client Wins Disputed Liability Car Accident After Insurance Company Denies Her Claim

In January 2024, our client was driving on N. Lowry Street in Smyrna, Tennessee. As she approached the Sam Ridley Parkway off ramp, a vehicle, driven by the defendant, ran the stop sign causing her to collide with his vehicle. After the accident, the defendant moved his vehicle back to the stop sign and the police were called. The defendant claimed that he was at the stop sign when he was hit and the police officer inexplicably cited our client for “following improperly.”

client wins disputed liability car accident smyrna tn

Our client was transported to StoneCrest Medical Center and was diagnosed with severe soft tissue injuries. She then established as a patient at La Vergne Chiropractic Center. Chiropractic care after a car accident is a popular and often effective way to treat injuries.

The defendant’s insurance carrier was Grange Insurance Company. Once Grange obtained the accident report they denied our client’s claim. They told her she was the one at fault. Now, she had a totaled vehicle and mounting medical bills. She was stressed and not sure what to do. So she called us.

We know the roads in Smyrna, Tennessee very well, having had an office in Smyrna since 2009. The defendant had a stop sign. We also knew the damage to the vehicle clearly showed our client was traveling toward the defendant with the right of way. Grange Insurance is like any other big insurance company. They will say no and make you fight them to win.

With our personal knowledge and years of experience, we prepared a winning liability case on behalf of our client. Grange Insurance had no choice but to change their position. While our client was in therapy at her chiropractor, we won the liability case. She was so happy!

Once our client completed her treatment, and prior to filing a lawsuit, we issued a settlement demand based on our damages analysis. There was a lot of back and forth because insurance companies do not want to pay without a fight. But, with a rock solid case and damages report, the liability carrier offered fair compensation and she agreed to settle her claim without litigation.

If you’ve been involved in an accident where you were unfairly blamed, we’re here to help you clear your name and secure the compensation you deserve. Call us today at 615-632-6907 to discuss your case and get the justice you need.

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